{"id":2262,"date":"2025-08-11T17:16:03","date_gmt":"2025-08-11T21:16:03","guid":{"rendered":"https:\/\/sanimortgage.com\/?page_id=2262"},"modified":"2025-08-14T17:37:06","modified_gmt":"2025-08-14T21:37:06","slug":"refinance","status":"publish","type":"page","link":"https:\/\/sanimortgage.com\/fa\/refinance\/","title":{"rendered":"\u0631\u06cc\u0641\u0627\u06cc\u0646\u0646\u0633"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2262\" class=\"elementor elementor-2262\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-94820e8 e-flex e-con-boxed e-con e-parent\" data-id=\"94820e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bb90278 elementor-widget elementor-widget-text-editor\" data-id=\"bb90278\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Smart Mortgage Refinancing Solutions<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5c2529 elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget elementor-widget-heading\" data-id=\"e5c2529\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Lower Payments, Access Equity, Achieve Your Goals<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c531ba5 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"c531ba5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>At Sani Mortgage, we make refinancing easy. Whether you want lower payments, faster payoff, or access to home equity, we\u2019ll secure competitive rates and terms that fit your goals.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-195ea78 e-con-full e-flex e-con e-child\" data-id=\"195ea78\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-85ecda9 elementor-widget elementor-widget-button\" data-id=\"85ecda9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/sanimortgage.com\/fa\/get-started\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Refinance your home<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a735881 elementor-widget elementor-widget-button\" data-id=\"a735881\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/sanimortgage.com\/fa\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Have a question?<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-02716ac keep-order e-flex e-con-boxed e-con e-parent\" data-id=\"02716ac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9c95a5f e-con-full e-flex e-con e-child\" data-id=\"9c95a5f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c65f24 elementor-widget elementor-widget-image\" data-id=\"6c65f24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"605\" src=\"https:\/\/sanimortgage.com\/wp-content\/uploads\/2025\/08\/happy_persian_woman_at_new_home_on_sofa_light_gray_solid_bg_29jnqa584y7ay8fqdu4a_0-1024x775.png\" class=\"attachment-large size-large wp-image-2268\" alt=\"\" srcset=\"https:\/\/sanimortgage.com\/wp-content\/uploads\/2025\/08\/happy_persian_woman_at_new_home_on_sofa_light_gray_solid_bg_29jnqa584y7ay8fqdu4a_0-1024x775.png 1024w, https:\/\/sanimortgage.com\/wp-content\/uploads\/2025\/08\/happy_persian_woman_at_new_home_on_sofa_light_gray_solid_bg_29jnqa584y7ay8fqdu4a_0-300x227.png 300w, https:\/\/sanimortgage.com\/wp-content\/uploads\/2025\/08\/happy_persian_woman_at_new_home_on_sofa_light_gray_solid_bg_29jnqa584y7ay8fqdu4a_0-768x581.png 768w, https:\/\/sanimortgage.com\/wp-content\/uploads\/2025\/08\/happy_persian_woman_at_new_home_on_sofa_light_gray_solid_bg_29jnqa584y7ay8fqdu4a_0.png 1184w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b628ad0 elementor-widget elementor-widget-image\" data-id=\"b628ad0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"605\" src=\"https:\/\/sanimortgage.com\/wp-content\/uploads\/2025\/08\/a_couple_hunging_eachother_on_a_sofa_in_home_4azrintl0ok0mc0ouyow_3-1024x775.png\" class=\"attachment-large size-large wp-image-2272\" alt=\"\" srcset=\"https:\/\/sanimortgage.com\/wp-content\/uploads\/2025\/08\/a_couple_hunging_eachother_on_a_sofa_in_home_4azrintl0ok0mc0ouyow_3-1024x775.png 1024w, https:\/\/sanimortgage.com\/wp-content\/uploads\/2025\/08\/a_couple_hunging_eachother_on_a_sofa_in_home_4azrintl0ok0mc0ouyow_3-300x227.png 300w, https:\/\/sanimortgage.com\/wp-content\/uploads\/2025\/08\/a_couple_hunging_eachother_on_a_sofa_in_home_4azrintl0ok0mc0ouyow_3-768x581.png 768w, https:\/\/sanimortgage.com\/wp-content\/uploads\/2025\/08\/a_couple_hunging_eachother_on_a_sofa_in_home_4azrintl0ok0mc0ouyow_3.png 1184w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-00e8a19 e-con-full e-flex e-con e-child\" data-id=\"00e8a19\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b429ebf elementor-widget elementor-widget-image\" data-id=\"b429ebf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"605\" src=\"https:\/\/sanimortgage.com\/wp-content\/uploads\/2025\/08\/a_woman_smiling_and_thinking_at_home_xdgllz20mkf6vgo7z1jo_3-1024x775.png\" class=\"attachment-large size-large wp-image-2271\" alt=\"\" srcset=\"https:\/\/sanimortgage.com\/wp-content\/uploads\/2025\/08\/a_woman_smiling_and_thinking_at_home_xdgllz20mkf6vgo7z1jo_3-1024x775.png 1024w, https:\/\/sanimortgage.com\/wp-content\/uploads\/2025\/08\/a_woman_smiling_and_thinking_at_home_xdgllz20mkf6vgo7z1jo_3-300x227.png 300w, https:\/\/sanimortgage.com\/wp-content\/uploads\/2025\/08\/a_woman_smiling_and_thinking_at_home_xdgllz20mkf6vgo7z1jo_3-768x581.png 768w, https:\/\/sanimortgage.com\/wp-content\/uploads\/2025\/08\/a_woman_smiling_and_thinking_at_home_xdgllz20mkf6vgo7z1jo_3.png 1184w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-219979f elementor-widget elementor-widget-image\" data-id=\"219979f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"605\" src=\"https:\/\/sanimortgage.com\/wp-content\/uploads\/2025\/08\/happy_couple_outside_and_looking_at_their_new_home_oq2td18p1rd1duxxfnvr_1-1024x775.png\" class=\"attachment-large size-large wp-image-2231\" alt=\"\" srcset=\"https:\/\/sanimortgage.com\/wp-content\/uploads\/2025\/08\/happy_couple_outside_and_looking_at_their_new_home_oq2td18p1rd1duxxfnvr_1-1024x775.png 1024w, https:\/\/sanimortgage.com\/wp-content\/uploads\/2025\/08\/happy_couple_outside_and_looking_at_their_new_home_oq2td18p1rd1duxxfnvr_1-300x227.png 300w, https:\/\/sanimortgage.com\/wp-content\/uploads\/2025\/08\/happy_couple_outside_and_looking_at_their_new_home_oq2td18p1rd1duxxfnvr_1-768x581.png 768w, https:\/\/sanimortgage.com\/wp-content\/uploads\/2025\/08\/happy_couple_outside_and_looking_at_their_new_home_oq2td18p1rd1duxxfnvr_1.png 1184w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0f9e685 e-grid e-con-boxed e-con e-parent\" data-id=\"0f9e685\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7e8a94a e-con-full e-flex e-con e-child\" data-id=\"7e8a94a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d883b5 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"3d883b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"mdi mdi-home-heart\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69c30be elementor-widget elementor-widget-heading\" data-id=\"69c30be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Lower Monthly Payments<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f5f3e7f elementor-widget elementor-widget-text-editor\" data-id=\"f5f3e7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Reduce your mortgage costs and improve your cash flow with better rates and terms.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a0dbb81 e-con-full e-flex e-con e-child\" data-id=\"a0dbb81\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0fa9a8b elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"0fa9a8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"mdi mdi-home-lock-open\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66de98f elementor-widget elementor-widget-heading\" data-id=\"66de98f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Access Home Equity<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aaa96f1 elementor-widget elementor-widget-text-editor\" data-id=\"aaa96f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Unlock funds from your home\u2019s value for renovations, debt consolidation, or other needs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-06cebe5 e-con-full e-flex e-con e-child\" data-id=\"06cebe5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f2666d8 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"f2666d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\" icon_like\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a380c0 elementor-widget elementor-widget-heading\" data-id=\"1a380c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Flexible Loan Options<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bdbc15 elementor-widget elementor-widget-text-editor\" data-id=\"6bdbc15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Choose from a variety of refinancing solutions tailored to your financial goals.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-735a718 e-con-full e-flex e-con e-child\" data-id=\"735a718\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd0ecaa elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"dd0ecaa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\" las la-award\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27f0336 elementor-widget elementor-widget-heading\" data-id=\"27f0336\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fast and Simple Process<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8f9e49 elementor-widget elementor-widget-text-editor\" data-id=\"f8f9e49\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We handle the paperwork and lender negotiations to make refinancing smooth and hassle-free.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-87116d4 e-flex e-con-boxed e-con e-parent\" data-id=\"87116d4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-169f1df e-con-full e-flex e-con e-child\" data-id=\"169f1df\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-f5df974 e-con-full e-flex e-con e-child\" data-id=\"f5df974\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e4c069d elementor-widget elementor-widget-heading\" data-id=\"e4c069d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Activate Your Dreams and Lower Your Payments with Confidence<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c42b9cf e-con-full e-flex e-con e-child\" data-id=\"c42b9cf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f9f3cd0 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"f9f3cd0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\" las la-paperclip\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Refinance<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2f0c00 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"b2f0c00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Unlock Equity &amp; Save with Smart Refinancing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4eec7f7 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4eec7f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b47f3c5 elementor-widget elementor-widget-text-editor\" data-id=\"b47f3c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Unlock equity and activate your dreams with Sani Mortgage. Whether you\u2019re looking to access cash for renovations, debt consolidation, or other important goals, we help you tap into your home\u2019s value with ease. Our expert team works with Canada\u2019s top lenders to find refinancing solutions tailored to your needs\u2014so you get the funds you need to make big dreams happen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a516925 elementor-widget elementor-widget-text-editor\" data-id=\"a516925\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Refinancing isn\u2019t just about cash\u2014it\u2019s also about saving. We help you refinance into a lower monthly payment, freeing up money in your budget and reducing financial stress. From application to approval, we handle the details and guide you through every step to make the process fast, simple, and rewarding. Explore what a refinance can do for you with Sani Mortgage.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4b7d474 e-flex e-con-boxed e-con e-parent\" data-id=\"4b7d474\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f9782d3 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"f9782d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">What Our Clients Are Saying<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0f4566a e-grid e-con-boxed e-con e-parent\" data-id=\"0f4566a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ed67e5f e-con-full e-flex e-con e-child\" data-id=\"ed67e5f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2facdc9 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"2facdc9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-google\" viewBox=\"0 0 488 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M488 261.8C488 403.3 391.1 504 248 504 110.8 504 0 393.2 0 256S110.8 8 248 8c66.8 0 123 24.5 166.3 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xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c73a3f2 elementor-widget elementor-widget-text-editor\" data-id=\"c73a3f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Sani Mortgage helped me refinance my home and lowered my monthly payments by hundreds. The process was smooth, and their team was always available to answer my questions. Highly recommend!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-367dc15 elementor-widget elementor-widget-heading\" data-id=\"367dc15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mahnaz P.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7ad0cfd e-con-full e-flex e-con e-child\" data-id=\"7ad0cfd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-18e0774 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"18e0774\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div 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itemprop=\"reviewRating\">\n\t\t\t<meta itemprop=\"worstRating\" content=\"0\">\n\t\t\t<meta itemprop=\"bestRating\" content=\"5\">\n\t\t\t<div class=\"e-rating-wrapper\" itemprop=\"ratingValue\" content=\"5\" role=\"img\" aria-label=\"\u0627\u0645\u062a\u06cc\u0627\u0632 5 \u0627\u0632 5\">\n\t\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 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954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4cebd69 elementor-widget elementor-widget-text-editor\" data-id=\"4cebd69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Thanks to Sani Mortgage, I accessed the equity in my home to renovate my kitchen and pay off high-interest debts. Their expert advice made everything easy and stress-free.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d00f443 elementor-widget elementor-widget-heading\" data-id=\"d00f443\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ali K.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b827115 e-con-full e-flex e-con e-child\" data-id=\"b827115\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a01996 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"3a01996\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-google\" viewBox=\"0 0 488 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M488 261.8C488 403.3 391.1 504 248 504 110.8 504 0 393.2 0 256S110.8 8 248 8c66.8 0 123 24.5 166.3 64.9l-67.5 64.9C258.5 52.6 94.3 116.6 94.3 256c0 86.5 69.1 156.6 153.7 156.6 98.2 0 135-70.4 140.8-106.9H248v-85.3h236.1c2.3 12.7 3.9 24.9 3.9 41.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ee61e5 elementor-widget elementor-widget-rating\" data-id=\"7ee61e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"rating.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-rating\" itemtype=\"https:\/\/schema.org\/Rating\" itemscope=\"\" itemprop=\"reviewRating\">\n\t\t\t<meta itemprop=\"worstRating\" content=\"0\">\n\t\t\t<meta itemprop=\"bestRating\" content=\"5\">\n\t\t\t<div class=\"e-rating-wrapper\" itemprop=\"ratingValue\" content=\"5\" role=\"img\" aria-label=\"\u0627\u0645\u062a\u06cc\u0627\u0632 5 \u0627\u0632 5\">\n\t\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-82a7c8c elementor-widget elementor-widget-text-editor\" data-id=\"82a7c8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The refinancing process was quicker and simpler than I expected. Maryam\u2019s team found me a great rate, and I\u2019m now saving a lot each month. I\u2019m very grateful for their support.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d89f76f elementor-widget elementor-widget-heading\" data-id=\"d89f76f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kevin H.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eeef3c3 e-flex e-con-boxed e-con e-parent\" data-id=\"eeef3c3\" data-element_type=\"container\" data-e-type=\"container\" id=\"rcalculator\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9fe2737 elementor-widget elementor-widget-html\" data-id=\"9fe2737\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n  \/* Reuse the existing styles from the mortgage calculator *\/\n  .refinance-calculator {\n    display: flex;\n    gap: 40px;\n    width: 100%;\n    box-sizing: border-box;\n    padding: 20px 0;\n  }\n\n  \/* Left column: Refinance Inputs *\/\n  .refinance-inputs {\n    flex: 1 1 50%;\n    background: #fff;\n    border-radius: 25px;\n    padding: 30px 35px;\n    box-shadow: 0 10px 30px rgba(0,0,0,0.1);\n    box-sizing: border-box;\n    min-width: 0;\n  }\n  .refinance-inputs h2 {\n    font-weight: 700;\n    margin-bottom: 25px;\n    color: #007a3e;\n    text-align: center;\n    font-size: 28px;\n  }\n  .refinance-inputs label {\n    font-weight: 600;\n    margin-top: 18px;\n    display: block;\n    margin-bottom: 6px;\n    color: #333;\n    font-size: 15px;\n  }\n  .refinance-inputs input[type=\"number\"],\n  .refinance-inputs select {\n    width: 100%;\n    padding: 11px 14px;\n    font-size: 16px;\n    border: 1.8px solid #ccc;\n    border-radius: 10px;\n    transition: border-color 0.3s ease;\n    box-sizing: border-box;\n  }\n  .refinance-inputs input[type=\"number\"]:focus,\n  .refinance-inputs select:focus {\n    border-color: #007a3e;\n    outline: none;\n  }\n  .refinance-inputs .row {\n    display: flex;\n    gap: 20px;\n    margin-top: 12px;\n    flex-wrap: wrap;\n  }\n  .refinance-inputs .row > div {\n    flex: 1 1 200px;\n    min-width: 140px;\n  }\n  .refinance-inputs button {\n    margin-top: 30px;\n    width: 100%;\n    padding: 14px;\n    font-size: 18px;\n    font-weight: 700;\n    color: white;\n    background-color: #007a3e;\n    border: none;\n    border-radius: 10px;\n    cursor: pointer;\n    transition: background-color 0.3s ease;\n  }\n  .refinance-inputs button:hover {\n    background-color: #005b28;\n  }\n\n  \/* Right column: Refinance Results *\/\n  .refinance-results {\n    flex: 1 1 50%;\n    background-color: #e6f4ea;\n    border-radius: 25px;\n    padding: 30px 35px;\n    box-sizing: border-box;\n    color: #005b28;\n    font-weight: 700;\n    font-size: 18px;\n    display: flex;\n    flex-direction: column;\n    justify-content: flex-start;\n    gap: 20px;\n    min-width: 0;\n  }\n  .refinance-results p {\n    margin: 0;\n  }\n\n  \/* Large estimated savings at top center *\/\n  .estimated-savings-large {\n    font-size: 60px;\n    text-align: center;\n    font-weight: 900;\n    color: #004b1a;\n  }\n\n  \/* Label + value row *\/\n  .result-row {\n    display: flex;\n    justify-content: space-between;\n    font-size: 20px;\n    padding: 6px 0;\n    border-bottom: 1px solid #b5d6b4;\n  }\n\n  \/* Responsive for mobile *\/\n  @media (max-width: 760px) {\n    .refinance-calculator {\n      flex-direction: column;\n      gap: 25px;\n    }\n    .refinance-inputs, .refinance-results {\n      flex: none;\n      width: 100%;\n      min-width: auto;\n    }\n    .estimated-savings-large {\n      font-size: 60px;\n    }\n  }\n<\/style>\n\n<div class=\"refinance-calculator\" role=\"main\" aria-label=\"Refinance Calculator and Results\">\n  <form class=\"refinance-inputs\" role=\"form\" aria-label=\"Refinance Payment Calculator\" onsubmit=\"return false;\">\n    <h2>Refinance Payment Calculator<\/h2>\n\n    <label for=\"current-mortgage-balance\">Current Mortgage Balance ($)<\/label>\n    <input type=\"number\" id=\"current-mortgage-balance\" min=\"0\" step=\"0.01\" value=\"300000\" required aria-required=\"true\" \/>\n\n    <label for=\"current-monthly-payment\">Current Monthly Payment ($)<\/label>\n    <input type=\"number\" id=\"current-monthly-payment\" min=\"0\" step=\"0.01\" value=\"1500\" required aria-required=\"true\" \/>\n\n    <label for=\"current-home-value\">Current Home Value ($)<\/label>\n    <input type=\"number\" id=\"current-home-value\" min=\"0\" step=\"0.01\" value=\"400000\" required aria-required=\"true\" \/>\n\n    <label for=\"credit-profile\">Credit Profile<\/label>\n    <select id=\"credit-profile\" aria-required=\"true\">\n      <option value=\"excellent\">Excellent (750+)<\/option>\n      <option value=\"good\">Good (700\u2013749)<\/option>\n      <option value=\"fair\">Fair (650\u2013699)<\/option>\n      <option value=\"poor\">Poor (below 650)<\/option>\n    <\/select>\n\n    <button id=\"calculate-btn\" type=\"button\" aria-label=\"Calculate Refinance\">Calculate<\/button>\n  <\/form>\n\n  <section class=\"refinance-results\" aria-live=\"polite\" aria-atomic=\"true\" aria-label=\"Refinance calculation results\">\n    <div class=\"estimated-savings-large\" id=\"estimated-savings-large\">$0<\/div>\n    <div class=\"result-row\">\n      <div>Estimated New Monthly Payment<\/div>\n      <div id=\"new-monthly-payment\">$0<\/div>\n    <\/div>\n    <div class=\"result-row\">\n      <div>Estimated Interest Savings Over Term<\/div>\n      <div id=\"interest-savings\">$0<\/div>\n    <\/div>\n    <div class=\"result-row\">\n      <div>Estimated Loan Term<\/div>\n      <div id=\"loan-term\">0 Years<\/div>\n    <\/div>\n  <\/section>\n<\/div>\n\n<script>\n  const currentMortgageBalanceInput = document.getElementById('current-mortgage-balance');\n  const currentMonthlyPaymentInput = document.getElementById('current-monthly-payment');\n  const currentHomeValueInput = document.getElementById('current-home-value');\n  const creditProfileSelect = document.getElementById('credit-profile');\n  const calculateBtn = document.getElementById('calculate-btn');\n\n  const newMonthlyPaymentSpan = document.getElementById('new-monthly-payment');\n  const interestSavingsSpan = document.getElementById('interest-savings');\n  const loanTermSpan = document.getElementById('loan-term');\n  const estimatedSavingsLarge = document.getElementById('estimated-savings-large');\n\n  function formatCurrency(num) {\n    return num.toLocaleString('en-CA', { style: 'currency', currency: 'CAD', minimumFractionDigits: 0, maximumFractionDigits: 0 });\n  }\n\n  function getCreditProfileMultiplier(profile) {\n    switch(profile) {\n      case 'excellent': return 0.8;\n      case 'good': return 0.9;\n      case 'fair': return 1.0;\n      case 'poor': return 1.1;\n      default: return 1.0;\n    }\n  }\n\n  function calculateRefinance() {\n    const currentMortgageBalance = parseFloat(currentMortgageBalanceInput.value);\n    const currentMonthlyPayment = parseFloat(currentMonthlyPaymentInput.value);\n    const currentHomeValue = parseFloat(currentHomeValueInput.value);\n    const creditProfile = creditProfileSelect.value;\n\n    const creditProfileMultiplier = getCreditProfileMultiplier(creditProfile);\n\n    const newLoanAmount = currentMortgageBalance;\n    const newInterestRate = 0.03; \/\/ Example: 3% interest rate\n    const newLoanTerm = 25; \/\/ Example: 25-year term\n\n    const monthlyInterestRate = newInterestRate \/ 12;\n    const numberOfPayments = newLoanTerm * 12;\n\n    const newMonthlyPayment = (newLoanAmount * monthlyInterestRate) \/ (1 - Math.pow(1 + monthlyInterestRate, -numberOfPayments));\n    const totalInterestPaid = newMonthlyPayment * numberOfPayments - newLoanAmount;\n    const interestSavings = totalInterestPaid * creditProfileMultiplier;\n\n    estimatedSavingsLarge.textContent = formatCurrency(interestSavings);\n    newMonthlyPaymentSpan.textContent = formatCurrency(newMonthlyPayment);\n    interestSavingsSpan.textContent = formatCurrency(interestSavings);\n    loanTermSpan.textContent = `${newLoanTerm} Years`;\n  }\n\n  calculateBtn.addEventListener('click', calculateRefinance);\n\n  \/\/ Calculate once on page load with default values\n  window.addEventListener('DOMContentLoaded', calculateRefinance);\n<\/script>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d84ff87 elementor-widget elementor-widget-text-editor\" data-id=\"d84ff87\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>NOTE: *All provided numbers in the above calculator are estimated and can vary based on situation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b72c9ad e-flex e-con-boxed e-con e-parent\" data-id=\"b72c9ad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eea5b09 e-con-full e-flex e-con e-child\" data-id=\"eea5b09\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9568a98 e-con-full e-flex e-con e-child\" data-id=\"9568a98\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0a44daa elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"0a44daa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Choose Sani Mortgage for Refinancing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-700df0c elementor-widget elementor-widget-text-editor\" data-id=\"700df0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>At Sani Mortgage, we understand that refinancing is a powerful financial tool that can unlock new opportunities and improve your cash flow. Our experienced brokers take the time to assess your unique situation and goals, ensuring you get the best possible solution. With deep relationships across Canada\u2019s top lenders, we secure competitive rates and flexible terms that maximize your savings and equity access.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7d62bc elementor-widget elementor-widget-text-editor\" data-id=\"b7d62bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We handle the complex details and paperwork, making the refinancing process straightforward and hassle-free. Our commitment to transparent communication and personalized service means you\u2019re never left in the dark. With over 20 years of proven success, Sani Mortgage is your trusted partner to refinance smartly and confidently.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-11c65e6 e-flex e-con-boxed e-con e-parent\" data-id=\"11c65e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23c7779 elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget elementor-widget-heading\" data-id=\"23c7779\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Get Started on Your Journey to Smarter Home ReFinancing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-024a8e9 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"024a8e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-665d773 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"665d773\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ready to lower your payments or unlock your home\u2019s equity? Connect with Sani Mortgage\u2019s expert team for personalized refinancing solutions that fit your goals. Let\u2019s make your money work harder for you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ef9890 e-con-full e-flex e-con e-child\" data-id=\"3ef9890\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7961779 e-con-full e-flex e-con e-child\" data-id=\"7961779\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-85fe764 elementor-widget elementor-widget-button\" data-id=\"85fe764\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/sanimortgage.com\/fa\/get-started\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Started<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-570c891 elementor-widget elementor-widget-button\" data-id=\"570c891\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/sanimortgage.com\/fa\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Smart Mortgage Refinancing Solutions Lower Payments, Access Equity, Achieve Your Goals At Sani Mortgage, we make refinancing easy. Whether you want lower payments, faster payoff, or access to home equity, we\u2019ll secure competitive rates and terms that fit your goals. Refinance your home Have a question? Lower Monthly Payments Reduce your mortgage costs and improve [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2262","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/sanimortgage.com\/fa\/wp-json\/wp\/v2\/pages\/2262","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sanimortgage.com\/fa\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sanimortgage.com\/fa\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sanimortgage.com\/fa\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sanimortgage.com\/fa\/wp-json\/wp\/v2\/comments?post=2262"}],"version-history":[{"count":46,"href":"https:\/\/sanimortgage.com\/fa\/wp-json\/wp\/v2\/pages\/2262\/revisions"}],"predecessor-version":[{"id":2595,"href":"https:\/\/sanimortgage.com\/fa\/wp-json\/wp\/v2\/pages\/2262\/revisions\/2595"}],"wp:attachment":[{"href":"https:\/\/sanimortgage.com\/fa\/wp-json\/wp\/v2\/media?parent=2262"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}